People buy cars every single day of the year, even if it’s a holiday, although they may not buy it directly from a car dealership. Since people buy cars all the time, a lot of money changes hands, a lot of loans are given out, and many people get their very own car for the first time. Buying a car is something that can be a great experience, especially for someone who is young, but even someone who is experienced in buying cars may be paying more money than they need to for their car. Someone with excellent credit should easily get a great car.
When a person’s credit is good, they tend to get lower rates, lower monthly payments, and they may even get a brand-new car with zero money down. No matter what kind of rates a person gets, it’s always possible that they can get lower rates, especially if they work with Ignition Financial. Many finance their car through the dealership because it means they can go directly to the place where they purchased the car to make payments and to get the car fixed if it needs it. Although it’s very convenient to go to one place for everything a car needs, it may be costing you too much money.
If you’ve never thought of refinancing the car that you currently have, it’s time to think about it. You may be paying more money than you should, which doesn’t benefit you at all. Many dealers have what is called a dealer mark-up, which allows them to charge up to 4% more on your car that’s being financed, and that 4% goes into their pocket. Why should you pay an extra 4% if you don’t have to do, especially if you have good credit?
Refinance your car with Ignition Financial, which is an Austin, Texas based company that has a lot of experience in refinancing loans for many people. Not only will you be able to get better terms, you’ll never have the thoughts “slash my payments” coming to your mind anymore because you will be getting the lowest payments possible from a reliable company. With so many different lenders being accessible to Ignition Financial, it’s very unlikely that you won’t get a better rate. Look forward to saving more money each month as well as getting your interest rates lowered by Ignition Financial.